Bal Jeevan Bima Yojana 2023: You will get a benefit of Rs 1 lakh on depositing Rs 6 thousand (Bal Jeevan Bima Yojana in Hindi)

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Friends, today through my article I am going to talk to you about a scheme by which you can secure the future of your children, this scheme has been issued by the Post Office Department of the Central Government. Because our government wants to make the future better for the people, it keeps implementing new schemes. And in which this scheme has been started so that people can control their inflation. If seen, today's debt has become so expensive that people start thinking about their future in advance, what their life will be like, but here this plan is not related to their future but to the future of their children. Are related. The name of this scheme which has been issued by the post office is Bal Jeevan Bima Yojana. Under this scheme, people can deposit an amount as insurance for the future of their children. We will describe this scheme in detail through our article.

Bal Jeevan Bima Yojana 2023

Post Office Village Security Scheme

What is Child Life Insurance Scheme?

Child Life Insurance Scheme has been issued because people start worrying about the future of their children after seeing inflation. To make their future, this scheme has been issued by the Post Office Department of the Central Government. Under which people can get insurance for their children and this insurance can be done only from the age of 5 to 20 years and only they will get the benefit of this scheme. Under this, parents can buy life insurance in the name of their children. And some criteria are also given in it, that the age of the parents should not be more than 45 years. Those whose parents are less than 45 years of age. He can get life insurance for his children. And their children will get its benefits in the coming future and only their children will be there as nominees. Only two children of the parents will be included under this scheme.

Premium deposited in Child Life Insurance Scheme

In this scheme, it is said that this scheme has been started by the Post Office Department for those parents who do not have to worry about any amount of money for their children in future. So under this scheme you can deposit minimum insurance premium per day. Insurance premium ranging from ₹ 6 to ₹ 18 can be deposited per day. And here monthly, quarterly, half yearly and yearly facilities are also provided.

• Under Child Life Insurance Scheme, you will get an insurance benefit of Rs 1 lakh on maturity.
• If any policy holder wants to buy a policy for 5 years then he will have to pay a premium of ₹ 6 per day.
• If he takes it for 20 years, he will have to pay a premium of Rs 18 per day.

Deendayal Sparsh Yojana

Objectives of Child Life Insurance Scheme

The purpose of Child Life Insurance Scheme is that today you must be seeing the inflation rate which is increasing day by day. And the government makes many schemes to find out how people will survive in such inflation. And one of the schemes is Child Life Insurance Scheme, which has been implemented so that they will not have to worry about the future of their children, they will be able to fight such inflation under this scheme.

• The main objective of this scheme is to take care and improve the future of the children so that they do not have to face problems in the future.
• The aim of this scheme is also that the children who are not able to get education as per their wish, after a certain age, they will get a good amount of money with the help of which they can easily get education.
• One of the objectives of taking this scheme by the parents is that in future they do not have to face the problem of money to raise their children.
• This scheme can prove beneficial for children in the future.

child life insurance benefits in the scheme

When any scheme is launched, it is also seen that how much benefit is there in it because no one will be ready to take any insurance without any benefit, hence it is very important to know about the benefits.

• If the parents die before maturity, the premium for the children is waived off.
• When an insurance plan is made, this plan is in the name of the children. If any of the children dies, the parents receive the full payment or it is in the form of a nominee.
• Under this scheme, all the money is given to the policy holder on maturity and at the same time he becomes the owner of that amount.
• After paying regular premium for 5 years, this policy becomes a paid up policy.
• Under this scheme, you can easily deposit monthly quarterly earnings and annual premium.
• In this inflationary situation, you can guide your children's life in the right direction under this scheme. And it will prove to be very beneficial in the times to come.
• If parents have already taken insurance for their children, then they will not have to worry about their future.

Beti Bachao Beti Padhao Scheme

Features of Child Life Insurance Scheme

• It states that only two children of the family will receive the benefit. This scheme will prove beneficial only for two children of the family.
• Any parent who wants to deposit life insurance for their children should be between the age of five to 20 years.
• Under the Child Life Insurance Scheme, an insurance of Rs 1 lakh is available. Due to which this scheme can prove to be quite beneficial.
• At the time of taking insurance under this scheme, the age of the parents should not be more than 45 years. If he is more than 45 years then he cannot avail the benefits of the scheme.
• If the policy has been taken and by chance any parent dies then the children will not have to pay the premium amount under this plan.
• When the maturity of the premium is completed, the entire amount of the policy is paid, this entire amount is paid only to the children.
• The policy premium will have to be paid by the parents only and their child will not have to pay it at all.
• Under this scheme, you are given a sum assured of ₹ 1000 and a bonus of ₹ 48 is also provided on it every year.

Eligibility for Child Life Insurance Scheme

It is very important for some people to have eligibility before taking child insurance scheme. We will also describe in detail what eligibility is required for that.

• Must be a citizen of India under this scheme.
• Under this scheme, you can take insurance only when the age of the children is minimum 5 years and maximum 20 years can be taken in between.
• The age of parents who are taking the plan for their children should not be more than 45 years.
• Only two children of the family can be insured under this scheme.

Rail Skill Development Scheme

Child Life Insurance Scheme Documents (Documents)

Some other documents are also required to avail the benefits of this scheme, which are explained in detail below.

• Aadhar card
• PAN card
• Ration card
• voter id
• Address proof
• Aadhar card of parents
• mobile number
• Photo

Application for Child Life Insurance Scheme

How you can avail the benefits of this scheme, its complete application process is explained in our article. Because this scheme is such a scheme in which parents think about the future of their children and provide a lump sum amount for their future. Regarding the application process, it has been told that it is offline.

• Before applying for Child Life Insurance Scheme, you will have to contact your nearest post office because its application process is offline.
• Then from there you can get the form of this scheme from any officer or employee.
• After receiving the form, fill it carefully.
• When the form is filled carefully, then attach the requested documents with it.
• After the papers are attached, check the form carefully once.
• When everything is filled correctly, after signing your form, submit the form itself.
• Your application process is complete.
• You then receive a receipt from the employee stating that the application is complete.