Pradhan Mantri Vaya Vandana Yojana 2023, Online Application (PM Vaya Vandana Yojana (PMVVY) in Hindi)

Pradhan Mantri Vaya Vandana Yojana 2023, what is it, when did it start, calculator, online application, registration, last date, official website, eligibility, beneficiary, benefits, documents, premium, pension, interest rate, loan, helpline toll free number, latest News (PM Vaya Vandana Yojana (PMVVY) in Hindi) (Launch Date, Interest Rate, Calculator, Loan, Age Limit, Online Registration, Last Date, Official Website, Eligibility, Beneficiary, Maturity Benefit, Free Look Period, Documents, Premium, Pension , Helpline Toll free Number, Explained, Latest News, Update)

Pradhan Mantri Vaya Vandana Yojana was started by the Government of India for the senior people of the country. This scheme was launched in May 2017. Under this scheme, pension is being given to people of 60 years of age or above. Along with this, they are being provided 8 percent interest for 10 years. Under Pradhan Mantri Vaya Vandana Yojana, people are also getting good interest from the government on their investments. Apart from this, what benefits are being received in the scheme and how are they being received. This information has been given to you in this article.

Pradhan Mantri Vaya Vandana Yojana 2023, Online Application (PM Vaya Vandana Yojana (PMVVY) in Hindi)

Under the Prime Minister Vishwakarma Kaushal Samman Yojana, the central government will provide financial assistance to craftsmen and artisans.

What is PM Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yojana is a kind of pension scheme. In which people aged 60 years and above are being provided pension by the government. This pension is determined over the term of your policy. If someone has taken a policy for 10 years, then he is being provided benefit at the rate of 8 percent interest. Along with this, if a person chooses one year pension as per his convenience, then he is given 8.3 percent interest.

Prime Minister Vaya Vandana Yojana Objective

Pradhan Mantri Vaya Vandana Yojana has been started by the government so that pension amount can be provided to the elderly persons in the form of lump sum amount. Along with this, you can also get its amount on annual and monthly basis. With this, elderly people will be able to become financially strong and self-reliant in old age. And now that person will spend his old age life without any problem. With this objective in mind, this scheme has been started by the Central Government.

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Benefits / Features of Pradhan Mantri Vaya Vandana Yojana (PM Vaya Vandana Yojana Benefit / Features)

• This scheme has been started by the Government of India. According to which only Indian citizens are getting its benefits.
• According to the Pradhan Mantri Vaya Vandana Yojana, only people of 60 years and above are being provided the benefits of this scheme.
• In this scheme, a person investing up to Rs 15 lakh is being provided a monthly pension amount of Rs 9,250.
• Under the Pradhan Mantri Vaya Vandana Yojana, if a person dies suddenly, there is a provision to give the amount to his nominee member.
• Senior citizens are being provided the investment amount through the Pradhan Mantri Vaya Vandana Yojana run by the Central Government.

Interest rates of Prime Minister Vaya Vandana Yojana (PM Vaya Vandana Yojana Interest Rate)

Under the Pradhan Mantri Kisan Samman Nidhi Yojana, Rs 6,000 is being given to the farmers every year by the Central Government.

Prime Minister Vaya Vandana Yojana Premium Payment (PM Vaya Vandana Yojana Premium Payment)

Under this scheme, options for paying the premium amount have been provided, such as every month, every three months, every six months or every year etc. They can invest the way they want as per their situation. But for this it is necessary that they select it in advance, it cannot be changed again.

Prime Minister Vaya Vandana Yojana Purchase Price and Pension Amount (Premium and Pension)

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Pradhan Mantri Vaya Vandana Yojana Free Look Period

If a person has taken the policy of this scheme, but is not satisfied with it, then in case of applying offline, the person can cancel or cancel the policy within 15 days. And if that person has applied online then he gets 30 days time for this. While terminating the policy, the person taking the policy has to give the reason why he wants to cancel this policy. On termination of the policy, the policy holder gets the remaining amount back after deducting the pension amount and stamp duty.

Pradhan Mantri Vaya Vandana Yojana Maturity Benefit

The policy terms in this scheme are 10 years, so if the pensioner survives for 10 years, he will be given pension along with the deposited amount. But if the pensioner dies, the deposited amount will be returned to the nominee within 10 years of the policy term. Apart from this, if the pensioner commits suicide, the deposited amount will be returned.

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Pradhan Mantri Vaya Vandana Yojana Surrender Value

If a person is not able to pay the premium after taking the policy, or needs money, or wants to leave the policy for any other reason, then in such a situation 98% of the amount paid will be returned.

Pradhan Mantri Vaya Vandana Yojana Loan Facility

Loan facility has also been given to the beneficiaries under this scheme. The beneficiary can avail the benefit of this loan facility after 3 years of completion of the policy. Under this scheme, you can be provided up to 75% of the amount paid. And the interest rate on this loan will be charged at 10% per enum.

E-Shram portal has been started by the government for the workers, under which they can apply at one place and start getting the benefits of various schemes run by the government.

Important points of Prime Minister Vaya Vandana Yojana (PM Vaya Vandana Yojana Important Points)

• You can apply for Pradhan Mantri Vaya Vandana Yojana both online and offline.
• The period for this scheme has been fixed by the government for 10 years.
• In this scheme, after completion of the period of 3 years, the beneficiary is also given the facility to get loan assistance amount.
• The pension amount that is being received in this scheme is being received only if a person of 60 years of age or older makes investment.
• Some changes have been made by the government in its last period. According to which now you can invest till 31 March 2023.
• Only Indian senior citizens can apply for this scheme.

Age Limit and Eligibility in Pradhan Mantri Vaya Vandana Yojana

• For this scheme, it is mandatory for you to be a resident of India, only then you will be added to it.
• For this scheme, it is mandatory for you to be 60 years of age or above, although no maximum age limit has been specified.
• The duration of the policy prepared under the Pradhan Mantri Vaya Vandana Yojana has been kept for 10 years.

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Documents in Prime Minister Vaya Vandana Yojana (PM Vaya Vandana Yojana Documents)

• Aadhar card is necessary for this scheme, with this your important information will be stored with the government.
• You will also have to provide PAN card, so that the information related to the account can be obtained correctly.
• Age certificate is also necessary, this will provide information about your correct age.
• You will also have to provide the Native Certificate, this will prove that you are a resident of India.
• You should also provide bank account information, so that the amount received can reach your account.
• Mobile number is also important, through this you will get information about the scheme from time to time.
• Passport size photograph will also have to be attached, so that you can be identified easily.

Official website of Pradhan Mantri Vaya Vandana Yojana (Official Website)

Prime Minister Vaya Vandana Yojana official website Has been issued by the government. By visiting this you can fill the form for the policy. You can also go there and pay its installments. Apart from this, you can also get important information on it.

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Online application in Prime Minister Vaya Vandana Yojana (PM Vaya Vandana Yojana Online Application)

• If you want to apply online for Pradhan Mantri Vaya Vandana Yojana, then click on the link of the official website.
• As soon as you click on this link, the home page will open in front of you. By visiting this page you will get the link of this scheme.
• You have to click on that link and open the form. Necessary information is given in this form. Read it properly.
• As soon as you read all the information. After that fill the required things in the form.
• After filling all these things, you have to attach the documents and submit it. After registration, you will receive its approval message on your phone.

Offline Application in Pradhan Mantri Vaya Vandana Yojana

• If you want to apply offline for Pradhan Mantri Vaya Vandana Yojana, then for this you will have to go to the nearest branch of LIC.
• You will have to go there and contact the officer. You will have to give some documents to the officer and register your information there.
• LIC agent will insure you through Pradhan Mantri Vaya Vandana Yojana. After this your policy will start.

The central government of the country is running Atal Pension Yojana to help the senior citizens of the country in their old age.

Check Pradhan Mantri Vaya Vandana Yojana Status (Check Status)

To check the status of Pradhan Mantri Vaya Vandana Yojana, you can go to the website of LIC, on the home page of which you will see the status option. Click on it and enter your required information. The status will open in front of you.

Prime Minister Vaya Vandana Yojana 2023 Latest News (PM Vaya Vandana Yojana Latest Update)

For this scheme, the Union Cabinet has extended the last period of investment of Pradhan Mantri Vaya Vandana Yojana from 31 March 2020 to 31 March 2023. In this scheme provided by Life Insurance Corporation, assured return of money is given to senior citizens after crossing the age of 60 years. According to this, a minimum of Rs 12000 is given to the beneficiary every year as pension. This means that Rs 1000 per month.

Under the Pradhan Mantri Matritva Vandana Yojana, pregnant women of the country are given assistance of Rs 5,000 during their pregnancy.

Helpline number of Pradhan Mantri Vaya Vandana Yojana (Helpline Toll free Number)

Helpline number 022 6827 6827 has been issued for Pradhan Mantri Vaya Vandana Yojana. By calling on which you can get the nearest LIC office or information related to it.