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Pradhan Mantri Suraksha Bima Yojana 2023 (PMSB Yojana 2023)
Getting protection insurance is very important in people’s lives. But most of the private insurance companies provide insurance cover at very high rates and charge premium. All this does not happen in the economic scope of the people and they also have to face many difficulties.
That’s why many times the government in India comes up with such schemes under which security insurance is provided to the citizens especially the poor people, that too without any hassle. We are talking about the security insurance scheme created by the Government of India.
Today, through our article, we will give you all the information related to Pradhan Mantri Suraksha Bima Yojana, so stay connected with our article till the end for complete information.
Pradhan Mantri Suraksha Bima Yojana 2023 (PM Suraksha Bima Yojana in Hindi)
| Scheme Name | Prime Minister’s Security Insurance Scheme |
| through this | central government of india |
| when was the launch | 2015 |
| Objective | Providing accident insurance to the poor citizens of India |
| beneficiary | poor citizens of india |
| toll free number | 1800110001/18001801111 |
What is Pradhan Mantri Suraksha Bima Yojana (What is PM Suraksha Bima Yojana)
Pradhan Mantri Suraksha Bima Yojana is a scheme through which insurance cover is given to the beneficiaries in case of an accident. Applicants have to pay a premium of just ₹12 every year to avail this insurance cover.
If the insurance holder dies in an accident, then in this situation the insurance money is given to the nominee of this insurance cover. And even if the insurance holder is disabled in any way, the insurance amount is given to that person.
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Pradhan Mantri Suraksha Bima Yojana 2023 (PM Suraksha Bima Yojana Benefit)
Through the Pradhan Mantri Suraksha Bima Yojana, poor citizens of the country are being given the benefit of insurance in case of an accident. Even if the insurance holder becomes disabled through the scheme, then the insurance cover is being given to them by the government. Due to the death of the beneficiary in an accident, the Government of India is giving the benefit of the insurance amount to his nominee.
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Pradhan Mantri Suraksha Bima Yojana Eligibility (PM Suraksha Bima Yojana Eligibility)
To avail the benefits of Pradhan Mantri Suraksha Bima Yojana, applicants have to follow the following criteria –
- To be eligible for Pradhan Mantri Suraksha Bima Yojana, applicants must be a citizen of India.
- Poor citizens of the country are eligible for the scheme.
- To be eligible for the scheme, the age of the applicant should be between 18 to 70 years.
- To avail the benefits of the scheme, the applicant must have a Kshatriya Savings Bank account.
Pradhan Mantri Suraksha Bima Yojana Premium Amount
Under the Pradhan Mantri Suraksha Bima Yojana, policy holders have to pay a premium of ₹ 12 every year. Let the applicants know that every year on May 31, the premium amount of Rs 12 is deducted from the applicants’ account at once.
Important Points of Pradhan Mantri Suraksha Bima Yojana
- Applicants are required to sign consent letter for auto debit of policy premium.
- If the applicant is unable to deposit the premium, then he cannot renew the policy.
- If the bank account of the applicants gets closed, then their policy ends.
- The duration of Pradhan Mantri Suraksha Bima Yojana will be of 1 year.
- The scheme will be renewed every year.
- If the beneficiary dies or becomes disabled in any way, then the insurance cover will be given under the accident insurance scheme.
- In the initial days, this scheme will be provided through public sector general insurance companies.
- To get the benefit of the scheme, the age of the beneficiary should be between 18 to 70 years.
- If for some reason the beneficiaries leave this scheme, then they can come in future and get the benefit of this scheme anytime by paying the premium.
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Prime Minister’s Security Insurance Scheme Termination and Termination
The information related to the termination and termination of the Prime Minister’s Security Insurance Scheme is as follows:
- When Shukla Bharti will be 70 years old then this news will also end.
- Termination if there is no balance in the beneficiary’s bank account to pay for the premium
- Provided also that if the member is covered under the scheme from more than one account and the premium is received by the insurance company, then the insurance cover will be restricted to only one account and the premium can be paid as and when required.
- Insurance cover may lapse if insufficient premium amount is received.
Operation of Pradhan Mantri Suraksha Bima Yojana 2023
How is the information related to the operation of Pradhan Mantri Suraksha Bima Yojana:
- The scheme will be operated only on the basis of the terms and conditions made.
- Amkheda proforma and process of data flow will be provided separately
- Annual premium will be deducted by the bank under the prescribed term through auto debit.
- When the medicine is received, in this case the insurance company may inform to give the enrollment form
- Beneficiaries have to keep in mind that they can be asked for documents by the insurance company at any time.
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Pradhan Mantri Suraksha Bima Yojana Documents
To avail the benefits of Pradhan Mantri Suraksha Bima Yojana, applicants must have the following documents:
- Identity Card/Certificate
- bank account passbook
- Aadhar card
- Income certificate of the applicant
- Certificate of age of the applicant
- passport size photo
- mobile number
Pradhan Mantri Suraksha Bima Yojana 2023 Features (PM Suraksha Bima Yojana Features)
Following are the features of Pradhan Mantri Suraksha Bima Yojana:
- Under the Pradhan Mantri Suraksha Bima Yojana, accident insurance cover is given to the beneficiaries.
- Under the scheme, even if the insurance holders become disabled, they are given insurance cover.
- On death, an amount of ₹ 200000 is given to the insurance holder by the government.
- In case of disability, the applicants are given insurance up to ₹ 1,00,000.
- ₹ 200000 is given in case of both eyes, both legs or one eye and one leg completely or not working properly.
- Tell that the bank can approach any insurance company of its choice for the Pradhan Mantri Suraksha Bima Yojana.
- ₹ 100000 is given if the sight of one eye is completely lost and there is absolutely no possibility of its recovery or if one cannot use one hand and one leg properly.
Pradhan Mantri Suraksha Bima Yojana Official Website
To avail and apply for Pradhan Mantri Suraksha Bima Yojana, it is very important for the applicants to know its official website. that’s why we give you official website giving information about.
Pradhan Mantri Suraksha Bima Yojana 2023 Online Application (PM Suraksha Bima Yojana Online Apply)
Applicants should follow the following steps to apply online for Pradhan Mantri Suraksha Bima Yojana:
- If the applicants want to download the application form, then first of all the applicants go to the official website of the scheme.
- After visiting the official website, the home page of the website will open on the screen of the applicants and then on the home page the applicants click on the option of ‘Forms’.
- Now a new page will open on the screen of the applicants, on which the applicants now click on the option of ‘Prime Minister’s Security Insurance’.
- Now click on the option containing the application form. After this the application form pdf will open on the applicants screen so that the applicants can download it on their device
- Now fill all the necessary information asked in the applicant application like Aadhaar number, name, address, email id etc. of the applicant.
- Now after filling the applicant phone properly, attach all the documents.
- Submit this downloaded and well filled application form with all the required details to the applicant bank.
Pradhan Mantri Suraksha Bima Yojana Application Status (Check Status)
The process of city check of Pradhan Mantri Suraksha Bima Yojana application is as follows:
- First of all go to the official website of Pradhan Mantri Suraksha Bima Yojana.
- Now on the home page, click on the link to view application status.
- After this, a new page will open on your screen, on which now enter the application number.
- Now click on the search button.
- All the application status related information will now open on your screen.
Check Beneficiary List of Pradhan Mantri Suraksha Bima Yojana
The process to check Pradhan Mantri Suraksha Bima Yojana Beneficiary List is as follows:
- First of all go to the official website of the scheme.
- Click on the Beneficiary List link on the home page of the site. This will open a new page on the screen.
- Now on the new page select your desired state.
- Now select your district and block as well.
- After this information about Bharti List will be available on your screen.
Pradhan Mantri Suraksha Bima Yojana Toll Free Helpline Number
Despite all the information mentioned in the article, if the applicants have any problem related to the scheme, then they can also contact on the mentioned helpline number: 1800110001/18001801111
FAQ
Q: By whom has the Pradhan Mantri Suraksha Bima Yojana been started?
Answer: Government of India
Q : Pradhan Mantri Suraksha Bima Yojana 2023 When was the scheme launched,
Ans: Ans: 8 May 2015
Q: What is the official website of Pradhan Mantri Suraksha Bima Yojana?
Ans: https://www.jansuraksha.gov.in/
Q: Who are the beneficiaries of Pradhan Mantri Suraksha Bima Yojana?
Ans: Poor citizens of India
Q: Which document is necessary for Pradhan Mantri Suraksha Bima Yojana?
Answer: Aadhaar card
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