PM Home Loan Subsidy Yojana 2024: Online Apply, Registration, Form pdf, Benefit, Beneficiary, Eligibility, Documents, Official Website, Helpline Number, Latest News, Status (Prime Minister Home Loan Subsidy Scheme) (Online Application)Registration, Benefits, Beneficiaries, Forms, Eligibility, Documents, Official Website, Latest News, Helpline Number, Status)
Getting a house in the cities has become very expensive, hence there are many people in the cities whose income is not enough to buy their own house there. The Central Government has taken up the responsibility to help such people. Free housing facility was provided to the poor by the Prime Minister, now home loan facility is being provided by the government and subsidy is also being provided on it. We are talking about the Pradhan Mantri Home Loan Subsidy Scheme launched by the Prime Minister. To know details about this, you will have to read this article completely.
PM Home Loan Subsidy Scheme 2024
| name of the scheme | Prime Minister Home Loan Subsidy Scheme |
| who started | the central government |
| when did it start | in the year 2023 |
| Benefit | Home loan up to Rs 50 lakh |
| Relevant departments | Ministry of Housing and Urban Affairs |
| beneficiary | all citizens of the country |
| Application | online/offline |
| official website | soon |
| helpline number | soon |
Prime Minister Jan Dhan Yojana
Prime Minister Home Loan Subsidy Scheme 2024
Last year, Prime Minister Modi had announced the launch of Pradhan Mantri Home Loan Scheme on the occasion of Independence Day, and this scheme was to be launched before Diwali. Under this scheme, the government is going to provide home loan facility to the people living in cities. Under this scheme, the government also gives interest rebate and subsidy. This scheme is being implemented for 5 years. And under this scheme, loan facility is being provided for 20 years. You will get detailed information about the scheme in this article.
Loan and interest rate in Prime Minister Home Loan Subsidy Scheme (Loan and Interest Rate)
Under the Home Loan Subsidy Scheme launched by Prime Minister Modi, the government provides loans up to Rs 50 lakh. And it is giving interest rebate of 3% to 6% on this. The interest amount will already be credited to the loan account of the beneficiary.
Prime Minister Mudra Loan Scheme
Prime Minister Home Loan Subsidy Scheme Objective
Prime Minister Modi's objective behind starting the Prime Minister Home Loan Subsidy Scheme is that people living in cities can get home loans at concessional rates. So that they can buy a house for themselves.
Pradhan Mantri Home Loan Subsidy Scheme Benefits and Features
- The benefit of this scheme will be given to the people living in cities who need a house.
- Under this scheme, the government is providing this home loan facility for 20 years.
- Under this scheme, the government is also giving interest rebate of 3% to 6% after taking the loan.
- The government will credit the amount of this subsidy directly into the bank account of the beneficiary.
- Low income people living in cities will get a lot of benefit from this scheme.
- About 25 lakh people living in cities can benefit from this scheme.
- This scheme is slightly different from the Pradhan Mantri Awas Yojana-Urban launched by the Prime Minister.
Pradhan Mantri Ujjwala Yojana
Prime Minister Home Loan Subsidy Scheme Eligibility (Eligibility
- Only people living in cities and having low income are eligible to avail the benefits of this scheme.
- Apart from this, the benefit of this scheme is to be given only to the citizens of India, people living abroad will not be given its benefit.
- Along with this, only those people who are poor or belong to lower or middle class can apply.
- If a person has already taken a home loan then he cannot apply for it.
Prime Minister Home Loan Subsidy Scheme Documents (Documents
- Aadhar card
- domicile certificate
- income certificate
- Ration card
- Bank account linked to Aadhar card
- Passport size photograph
- mobile number
- Email ID etc.
Pradhan Mantri Matsya Sampada Yojana
Pradhan Mantri Home Loan Subsidy Scheme Online Application (Apply Online)
Now you need to wait for a while to avail the benefits of Pradhan Mantri Home Loan Subsidy Scheme. Because the process of applying online for this scheme has not been started yet. As soon as this information is given by the government, we will upload it through this article. Till then stay with this article of ours.
Prime Minister Home Loan Subsidy Scheme Helpline Number
Under this scheme, neither the official website nor the helpline number has been released by the government yet. For this you just wait a little. Soon all the information will be released by the government.
FAQ
Q: What is the Prime Minister Home Loan Subsidy Scheme?
Answer: This scheme has been started to provide home loan facility to the people.
Q: Who will get the benefit of Prime Minister Home Loan Subsidy Scheme?
Answer: Low income people in urban areas who need houses.
Q: How much loan will be available under the Prime Minister Home Loan Subsidy Scheme?
Answer: up to Rs 50 lakh
Q: For how long will the loan given under the Prime Minister Home Loan Subsidy Scheme last?
Answer: for 20 years
Q: How to get the benefit of Prime Minister Home Loan Subsidy Scheme?
Answer: You will get its benefit by applying online or by going to offline bank.
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Note: Please Check all the Relevant Deatails Regarding this Scheme on the Official Website of this Scheme.