PMEGP Loan 2024 Apply Online : PMEGP Loan Scheme 2024 If you also want to start your own business and if you do not have that much money, then this scheme is going to prove very beneficial for you. If you want to take advantage of this scheme, then you should read this post completely. Through this post, what is going to be the eligibility for this, how can you take advantage of it, what are the necessary documents, we will tell you all this information through the article.
In today's era, everyone wants to start their own business. But they do not have money. In such a situation, they are not able to start their own niche. Keeping this in mind, a new scheme was launched by the central government. Its name is PMEGP Loan Scheme. In this, all people will be given business loans. Along with this, subsidy will also be provided on this loan.
PMEGP Loan 2024 Apply Online
Friends, in today's post we are going to tell you that this PMEGP loan scheme is being run by the Pradhan Mantri Rojgar Srijan Karyakram, the complete form for applying for which is given on the official website of PMEGP, how to fill this form? What things to keep in mind, how much loan is available, what is the subsidy? About all these things. If you really need any kind of loan, then all of you have to read this post completely. But friends, before that you need to know about this loan so that you can understand whether it is for you or not.
Get a loan of Rs 50 lakh with Aadhar card
So for this, first of all we see here how much loan you get under this PMEGP scheme, here you can see that 50,00,000 for manufacturing unit and 20,00,000 for service unit and this is the maximum amount. Meaning if you want to do any manufacturing work here, then you can get a maximum service loan of 50,00,000 here. You will get it easily under this scheme.
online application form for PMEGP
- (1) The applicant must have a 12 digit Aadhaar number.
- (2) Applicant should fill in his/her name exactly as it is entered in the Aadhaar Card. In case of any mismatch in the name entered, applicant will not be able to fill the form further.
- (3) Select the Agency (KVIC, KVIB, DIC) to which you want to submit the application form.
- (4) Should not be less than 18 years of age
- Qualification: Educational Qualification (i.e. 8th Pass, Below 8th, 10th Pass, 12th Pass, Graduate, Post Graduate, PhD, Diploma)
- Address: Full address of the applicant including State, District, Pin code, Mobile number, Email and PAN number of the applicant
- After final submission of application, Applicant ID and Password will be sent to your registered mobile number.
Eligibility Criteria PMEGP Loan through Aadhaar Card
Eligibility for PMEGP New Enterprises (Units)
- 1. Any individual above the age of 18 years can apply for PMEGP loan
- 2. There will be no income limit for assistance in setting up projects under PMEGP.
- 3. For setting up a project costing more than Rs 10 lakh in the manufacturing sector. Beneficiaries up to Rs 5 lakh in the service business sector should have at least class VIII passed educational qualification.
- 4. Assistance under the scheme is available only for new projects specifically approved under PMEGP.
- 5. Existing units and those units who have already availed any Government subsidy (under PMRY, REGP, PMEGP, CMEGP or any other scheme of Government of India or State Government) are not eligible for this PMEGP loan.
- 6. Projects without capital expenditure (term loan) are not eligible.
- 7. Cost of land cannot be included in the project cost.
- 8. All implementing agencies (KVIC, KVIB, DIC and Coir Board) can process applications in both rural and urban areas.
- 9. The applicant must have a valid Aadhaar number.
- 10. The applicant has to give his/her consent to authenticate the demographic details such as Aadhaar number, name, gender, date of birth and mobile number from the UIDAI server.
PMEGP Loan Important Documents
The following documents are required to apply online for PMEGP loan
- Aadhar card
- 10th mark sheet
- 12th mark sheet
- Passport size photo
- Highest academic qualification
- Project Report Summary/Detailed Project Report
- Social/Special Category Certificate, if applicable
- Rural area certificate if applicable
How to apply for PMEGP loan?
If you also want to apply for PMEGP loan then you all have to follow the following steps to apply online
- Before applying for PMEGP loan, all of you have to check your eligibility
- After this the Aadhaar card has to be verified online
- Those applying for PMEGP loan have to create User ID and Password which will be sent through SMS to the registered mobile number of the applicant.
- After that log in to PMEGP portal to fill more details
- Finally, you all have to upload the required documents on the PMEGP portal
PMEGP Loan Subsidy 2024
How much subsidy we get under this scheme is given here, which is very important for you to know. So friends, you can see here, they are going to get a subsidy of 15% here. Under this scheme, if a person takes a loan of ₹ 1,00,000. So he is going to get a subsidy of 15% i.e. ₹ 15,000.